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Appeal & Overturn Specialists

Declined? Stop Applying. Start Solving.

Every decline adds a hard search to your file. Stop guessing. We identify the *exact* reason you were rejected and match you with a lender who accepts that risk.

  • Affordability stretch to 5.5x - 6.0x Income
  • Day 1 lending for new jobs / probation
  • Properties above commercial premises accepted
  • 100% of bonus/commission/overtime used
"The definition of insanity is applying to the same type of high-street lender and expecting a different result. You need a specialist."

Check Your Eligibility

No credit check required

Our Lending Partners — a selection of the mainstream and specialist lenders on our panel
Broad Lender Panel

Just a few of the lenders we quote

From high street giants to specialist niche lenders.

Mortgage advice is provided by Hayden Richards, CeMAP-qualified, as an authorised adviser of Echo Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 570073). Richards & Logic is a trading style of MarketMedia Ltd. Hayden Richards can assess specialist mortgage options from a broad panel of UK lenders based on your complex income and borrowing needs.