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Later Life Lending

Mortgages Past Age 70? The High Street Says 'Retire'. We Say 'Refinance'.

Told you're "too old" for a new deal? Nonsense. Demographic shifts mean lending criteria have changed. We have lenders who lend up to age 95 or even with NO maximum age limit.

  • Interest Only up to 75% LTV
  • Sale of Property accepted as repayment vehicle
  • Term end extended to Age 95 (or Life)
  • Pension income + Investment income used
"You likely have significant equity and stable pension income. You are the ideal borrower. Don't let a computer tell you otherwise."

Check Your Eligibility

No credit check required

Our Lending Partners — a selection of the mainstream and specialist lenders on our panel
Broad Lender Panel

Just a few of the lenders we quote

From high street giants to specialist niche lenders.

Mortgage advice is provided by Hayden Richards, CeMAP-qualified, as an authorised adviser of Echo Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 570073). Richards & Logic is a trading style of MarketMedia Ltd. Hayden Richards can assess specialist mortgage options from a broad panel of UK lenders based on your complex income and borrowing needs.